Part 6/8:
Industry Response and Future Outlook
In response to concerns, insurers maintain that aerial images are used solely for ensuring pricing accuracy and minimizing intrusiveness. A representative from Castillo's insurer explained that aerial imagery helps them assess risk more effectively and is part of their strategy to keep premiums fair.
Experts predict that, by the end of the decade, the majority of insurance companies will rely heavily on drone imagery and artificial intelligence for underwriting. While these technologies offer potential benefits, they also carry risks, such as misinterpretation of data and invasion of homeowner privacy.
What Homeowners Can Do
If homeowners suspect they are being surveilled or have received unexpected inspection requests, experts recommend: