Part 10/12:
Regulatory compliance workflows, where AI can continuously monitor policy changes and implement necessary updates.
Fraud & Risk Management, shifting from manual investigations to automated, multi-source data analysis.
Credit Underwriting & Liability Operations, where AI models analyze unstructured documents to streamline loan approvals.
The Size of the Market & Future Outlook
The Total Addressable Market (TAM) for AI in Indian financial services is now far larger than traditional software spendings. Current cost-to-income ratios (40-50%) in banking indicate massive room for efficiency gains—AI can significantly reduce costs and increase revenue.