Part 5/14:
The AI Engine: Cyclops
At the core of this innovation lies "Cyclops," an AI-powered engine that aggregates all available data sources via APIs—whether traditional credit bureaus, payment aggregators, bank systems, or geospatial platforms—and produces a comprehensive credit assessment in real-time. When a customer seeks financing at a bike showrooms, Cyclops swiftly evaluates their data profile, effectively acting as an intelligent gatekeeper that can confidently determine if a borrower is capable of repayment.