Part 7/14:
Household Photos: Extracted during KYC (Know Your Customer) processes, these images reveal living standards and economic status.
Internal House Images: Photos of interiors, interiors, or household assets captured during field visits. These are processed using multimodal large language models (LLMs) that generate Lifestyle Index scores—an innovative metric indicative of a borrower’s affluence and stability.
Kaido reveals that their team employs proprietary prompts and models, for which they have even filed patents, to objectively score these images and signals. The idea is to generate tangible, scalable insights into a borrower's social and economic environment even in rural and underserved areas.