Part 10/14:
By integrating psychometric and lifestyle scores, Elant Finance seeks to create a multi-vector personality and risk profile, further enriching their models and reducing default rates.
AI in Decision Support: Moving Beyond GNI
While Gross National Income (GNI) metrics have historically been popular indicators of economic capacity, Kaido emphasizes their limitations and the current anti-hype cycle. Instead, they advocate for utilizing AI-generated scores—based on natural language prompts and models—that estimate probability of default. These scores are then used in conjunction with traditional models to produce actionable insights.