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As a short-term visitor, a Thai bank account isn't necessary or even feasible without a long-term visa. Instead, international debit or credit cards—such as Wise or Charles Schwab—are practical for expenses and cash withdrawals. For mobile communication, a prepaid Thai SIM card purchased at the airport suffices.
The Seasonal Retiree: The Moving Half-Year
The seasonal retiree spends approximately 3 to 6 months annually in Thailand, often during the winter months from November through April. They seek stability but are not fully expatriated.
Visa Options and Strategies
If you're staying under 90 days, the same visa exemption applies. However, to stay longer, options include: