Part 12/15:
Melody offers pragmatic advice: if you must sell, do so immediately and price realistically, understanding that waiting could mean higher carrying costs, increasing mortgage payments, and further depreciation of property values. The current environment is very unfavorable for buyers, especially for those who bought during the peak years of 2021–2023, with many overpaying on inflated valuations.
She advocates for a frugal approach—saving diligently, avoiding unnecessary debt, and being cautious about speculating or timing the market. For renters and existing homeowners, negotiating rent and avoiding leverage are sensible strategies.