Part 15/15:
In summary, Melody’s insights paint a sobering picture of an overinflated housing market on the edge of a significant correction. With rising delinquencies, declining demand, demographic shifts, and systemic overbuilding, the coming years could see prices fall as much as 30–40%, default rates rise sharply, and the entire economy feel the shockwaves. Her advice: stay frugal, be patient, and keep a close eye on the data—because the next housing crash is not just a possibility; it’s a looming certainty.