Part 6/10:
The system is designed to favor younger workers with shorter work histories, while older workers generally need more credits accumulated over a longer period.
Addressing Fraud, Abuse, and Systemic Challenges
The speaker emphasizes that both programs are susceptible to abuse and fraud. Some individuals exploit the system through:
False diagnoses of conditions like ADHD or mental health disorders, especially in children, to qualify for benefits
Asset hiding, transferring property to relatives to circumvent asset limits
Faking disabilities, such as exaggerating or feigning conditions like back pain or depression
Child benefits: Some parents seek diagnoses for their children purely for monetary gain, leading to an overwhelming flow of false or exaggerated claims