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Born in 1862 in Lyme, Massachusetts, Gallen Stone emerged from humble beginnings. He was raised in a working-class family and, during his teenage years, found work as a clerk in Boston—an early step into the business world. His sharp mind and talent in finance propelled him into the realm of investment and journalism in his twenties, where he served as a financial reporter and editor for the Boston Advertiser. This role provided him an insider’s view of stock markets and investments, laying the foundation for his future wealth.