Part 15/18:
Zach envisions a future where crypto financial services—offering loans, interest, payments, and even insurance—displace traditional banking. In this vision, users will be able to earn yields on Bitcoin and fiat, spend seamlessly via crypto-powered credit cards, and manage their assets through integrated platforms that combine banking and investing.
He foresees a global, less fragmented financial system, driven by Bitcoin and blockchain technology, where companies like BlockFi, Coinbase, and Binance compete directly with traditional institutions. The trend is already underway—PayPal, for instance, is integrating Bitcoin payments, and Visa is heavily exploring crypto.