Part 10/12:
A provocative comment emerged questioning the morality of homeowners who might intentionally delay mortgage payments, knowing they can stay in their homes for years while accruing benefits from forbearance policies. With property taxes often paid by the lenders and banks, delinquent homeowners can essentially live rent-free for extended periods, raising concerns about the sustainability of such practices.
While the system aims to prevent foreclosures and protect both parties, it also highlights potential abuses, especially when individuals exploit lenient policies or lack incentives to resolve their debts promptly.