Part 9/12:
One of the most compelling visions shared was the potential for AI and blockchain to disintermediate traditional banking and financial institutions. Janet's extensive background in banking illuminates how decentralized finance (DeFi) can drastically lower costs, reduce operational friction, and broaden financial inclusion.
This new paradigm could enable individuals—especially the Gen Z demographic, skeptical of big banks—to access financial services directly via decentralized platforms, bypassing legacy institutions altogether. Profits currently concentrated among shareholders could instead circulate within the broader economy, empowering individuals and fostering equitable growth.