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While homeownership has traditionally been a powerful tool for wealth creation and family stability, recent economic trends suggest a shifting landscape. The increasing costs associated with buying and maintaining a home, combined with a declining affordability index, threaten to redefine what it means to achieve financial security through property. As the market continues to evolve, policymakers, industry stakeholders, and consumers alike will need to rethink strategies to make homeownership accessible and sustainable for future generations.