Part 3/10:
The second route is to utilize managed portfolios, curated by financial experts. These portfolios consist of a selection of ETFs and bonds (usually up to 15 ETFs and five bonds), dynamically adjusted based on macroeconomic conditions and the investor’s risk profile. Managed portfolios offer a more hands-off experience, with automatic rebalancing that maximizes diversification and adapts to changing market conditions. By employing algorithms and expert oversight, these portfolios aim to optimize returns with less active management from the investor.