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One shining example is Kathleen, a 24-year-old accounting assistant. Earning 15,000 pesos monthly, she diligently saves 4,000 pesos and aims to accumulate 1.3 million pesos by age 40. Her motivation is rooted in family—not just for her comfort but to support her parents without extra burden. Her journey became even more meaningful after a family crisis revealed the true value of savings: when her father's remittance was delayed right before her graduation, her savings became her safety net, covering graduation and other school fees.
Kathleen's story highlights how early financial discipline can build resilience and security, especially when unforeseen circumstances arise.