Part 8/10:
Investors with horizons beyond five years should consider a diversified portfolio that includes equities, longer-term bonds, and possibly other higher-yield assets. Such a balanced approach helps mitigate risks associated with market volatility and interest rate fluctuations, aiming for capital growth over time.
Key Takeaways for Investors
Use T-bills for short-term needs: They are ideal for capital preservation in the immediate future but do not offer growth potential.
Explore higher-yield options cautiously: Singapore REITs, dividend stocks, and bond funds can provide better income streams but come with increased risk.