Part 5/6:
The overarching issue lies in the government's approach to economic management: the persistent preference for short-term solutions at the expense of long-term sustainability. The narrative emphasizes that this pattern is detrimental, as it prolongs economic imbalances and deferred crises rather than addressing them head-on.
While longer mortgages could provide immediate affordability benefits, critics warn that such measures may also carry risks—such as increased household debt, potential defaults, and long-term financial instability. The debate continues over whether innovative financing options like a 50-year mortgage represent practical solutions or if they merely postpone inevitable economic adjustments.