Just a personal note, I think you are doing great for your family. I'm having a 2 year old one that is sleeping at the moment but it's spreading upvotes here and there. I'm building his account for him (victor-alexander) so that when he is mature enough to understand some basic economics and human interactions, will have a stocked up account with some good gimmicks on it. It might be worthless till then, which I doubt.
Thanks again for sharing!
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I set accounts for my kids too. I gave them all 50 HIVE delegations and had them follow me on curation trails.
It is trickle income at best, but they have the luxury of time.
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Very wise thing to do! Your kids will be thankful for that when they will get it and understand it.
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