It's such a big SAD to see FUD at this point. NGL, I was skeptical 6-7 months ago as well, but when I did some research, I realized that the "tech" crypto brings is all too beautiful to ignore.
Recently been thinking that the "Banking System" as we know is yet another centralized-blockchain-ledger kinda thingie and I believe the fact that the Banks have close relations with Governments is one of the major reasons that they don't wanna switch to this new "tech" which creates this FUD image.