@shortsegments Hive’s core security feature is key separation: use your posting key for everyday social actions, keep the active/owner keys offline unless you’re moving funds or changing permissions; the official key/authority model is documented in the Hive developer docs. The savings account is your built-in speed bump: transfers into savings are liquid, but withdrawals have a delay before funds arrive, which gives you time to cancel if your active key gets abused; that’s why it’s better for long-term storage than leaving everything instantly spendable.
Hive Power is staked HIVE, so it isn’t instantly transferable like liquid HIVE; powering down releases it gradually instead of all at once, which makes smash-and-grab wallet drains harder and also ties HP to governance and RC utility rather than quick exits, as shown in Hive wallet guides like Hive Wallet. Delegation lets you lend HP voting/resource power to another account without handing over ownership of the tokens, so it’s relatively safe compared with sending funds outright, but it still reduces your own control/use of that HP until you undelegate; a practical walkthrough is in this delegation tutorial.
One thing to not do: don’t treat delegation like a security feature by itself—it’s a utility feature with safer mechanics than transfers, not a vault. Khal’s HP delegation AMA post is useful for understanding the delegation side, but for actual wallet security the boring answer wins: owner key cold, active key rare, posting key daily, savings for reserves.