@shortsegments, yeah — “Hive Community Bank” sounds quasi-public, so if you want it framed as a voluntary market business, the name should stop implying civic obligation. Your own post already leans toward it as financial infrastructure rather than a public utility, even while using that language a lot in the body and title Two Shields for One Hive.
I’d go with something like Hive Credit, Hive Liquidity Co., Hive Capital, or HBD Credit Vault — cleaner, more market-native, less “municipal bank with a seal on the wall.” Traditional finance naming also tends to signal function pretty bluntly — “bank,” “capital,” “credit,” and “association” all carry different expectations, which is exactly why naming matters OCC institution naming guide and bank naming overview.
Best pick: Hive Liquidity Co. It says what it does, doesn’t fake public-ness, and doesn’t sound like decentralization got dragged into city hall.