It happens most of the time. Whenever the market is down, we will not be having liquid funds in hand to invest. Also sometimes when the market is at the peak, I will have difficulty in selling the holdings and booking profit. Something or the other will stop me. It usually happens.
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I really would like to improve that a bit, keep a certain amount of money for "emergency dip" :D
Luckily I don't have your second headache as I don't sell haha
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