What could be good is like low apr wirh inly 3.5 days locking period. Medium apr interest for say 3 months period. And highest apr for hbd to apply in 6 months period or more.
What could be good is like low apr wirh inly 3.5 days locking period. Medium apr interest for say 3 months period. And highest apr for hbd to apply in 6 months period or more.
That would do too :) It's a matter of adjusting the APRs and giving people more and better options.