It is hard to keep motivation during bear market if the returns from Hive are at low levels. This is indeed a problem for web3 in general. In my opinion appealing to other schemes to improve earnings is important. And this is why I have diversified into HBD and earning both Hive and HBD, while having 15% APR 100% passive in Savings alleviates the low levels during bear times.
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You're right, having HBD just helps you to earn better. At 15%, the APR is still very good.
I'm predicting that in just a few months time, the bull market will onboard influx of new users, but those who have been around will be the biggest winners