because they will go down when interest rates rise. And I certainly expect interest rates to continue to rise. With an individual bond, you buy an individual bond, the price may go down while you own it, if interest rates rise. But at maturity, you're going to get your money back or you get the par value, which is $1,000 per bond in almost all cases. So if you buy a bond at $1,000 or maybe you buy it at a slight discount, $950, it doesn't matter if tomorrow the bond is worth $90. Your plan is to hold it until maturity. Now, if it goes up and we can take a profit, we certainly will. But that's not the plan. The plan is to hold it until maturity. As a result, also, we're not buying long-term bonds. You know, I'm trying to stay $2,026 in earlier maturities. I want to keep them fairly short. So the reason that the bond funds and ETFs will lose money is because when you go to sell one of those securities, meaning that the fund or the ETF, the price that you're going to get is the value of (14/35)
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