Depending on markets especially right now with a bull run you most likely will crush the 20% APR that HBD offers. In realty you only need to replace around 10% APR since hive combined gives you a solid 10% APR on staked hive.
The only negative to this is the massive 13 week lock up period.
I am not concerned about 13 week lock up, as I won't let go of the original HP I already had. That would allow me to withdraw needed amount faster than 13 weeks.