One of the most important things for whatever life throws at you. Many people will say well I could invest it and make 20% or whatever instead of 1% in a bank. But having the core fund is going to save you when you in troubling times from taking out credit card debt or loan debt that's far higher then that interest you maybe could of had.
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You're right, the main cash or core money could go a long way in saving a person. Financial discipline prevents people from unwarranted bankruptcy even from the we ones we never preparednl for
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