Why could you only get a 3.25%? The rates are cheaper than that. I agree that .75% wouldn't be worth it. And you wouldn't be reducing your term?
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Why could you only get a 3.25%? The rates are cheaper than that. I agree that .75% wouldn't be worth it. And you wouldn't be reducing your term?
With apr that’s what my lender was the saying is the best rate on a 30/fixed. I've only been in my house for 2 years. We pay as if we are going to pay it off in 15, but I don't want to be locked in at a 15 year rate with all this economic uncertainty. I like being able to cut back on the extra we pay if needed.