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perhaps it's just my relative newness and ignorance speaking, then. I just see a lot of value in using the stablecoin for payments where I treat HIVE more as an investment

Your newness and ignorance speaking got a grip on of the hammer hitting the nail on the head.

wow, thank you! I suppose the time I'm spending here isn't in vain after all! I'M LEARNING, MOM! hahaha

Hahaha, learning is growth, SON, lmao...