I think the by the time I am really ready for something like this they will likely have everything sorted out. I don't have any big moves or anything in my future, so I don't think I need to worry about it right now. I still think my best bet is going to be some kind of debit card like you are talking about. I just saw a Tweet that the US gov is targeting crypto agencies that are acting as banks. Could be not good for COTI's future plans.