I don't think it will vaporize overnight, but I understand what you are saying for sure! I have a lot of money tied up in some projects that could just disappear and then I would be in trouble!
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Luckily I did write if the crypto investments. I do try to turn some into fiat on a monthly basis. At least that gives me the perception that I am earning some beer money. While in fact I am just recovering my fiat investment 😁