Yeah, that is a good point. I don't get nearly as surprised as I used to when I get an alert that some company might have leaked my private data. I have a feeling most of my stuff is out there already. If I was worth targeting, they would have done it long ago!
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It becomes complacency, doesn't it? Remember that often, those who might be using this data for gain, aren't necessarily the richest in the world - so you are wealthy :)
Yeah, good point. I do a pretty good job of watching my score and stuff like that. Probably not as close as I should.
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I am not sure how the credit scoring works in Finland - I have never seen it.