I like the idea behind this, but I also see where the physical numbers can be good. I think about myself for instance. I am already doing what I have determined is acceptable for me and my schedule quantity-wise. Anything more than that and I would be in trouble. At that point I am not sure what I have left. I am going to have to think on that and see if I can figure something out. I know my HP has been growing slower since I started saving all of my HBD.
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