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RE: How Early Are We In The Crypto Game?

I think it will more than likely be a bitcoin fork with a good distribution system to the people

You mean like Litecoin?

The problem is that a digital cryptocurrency is only a step towards real money.
Real money has really weird properties.
Like it can't be accumulated, nor can it be skimmed. (but these are not the correct terms, something along the lines of you cannot make getting money for money's sake a thing.)

When a person manufacturers something, they also need to create money for which someone to buy it.
So the money, and the good, travel around in a big circle, and then extinguish themselves.

This kinda stuff will just be built into the block-chain of the future, but today they sound like weird, way out there, concepts.