According to Which? Revolut has recorded the highest number of fraud and scam complaints escalated to the Financial Ombudsman Services, which I believe is in the UK, every single year since 2023. Maybe they are a great bank offline, but once you've been scammed or defrauded your money is less likely to be refunded is all I'm saying.
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I understand that point of view and maybe they have sorted themselves out now. I have had two flagged transactions which were blocked and it was my wife so these were unblocked.