Excellent wiring as usual! Decentralization needs to not only be a buzz word, but a goal to keep striving for as a means of survival against regulation. My only question is that CryptoMom is mentioned in the title, but I don't see any quote or link to her, and I don't know who she is (maybe I've been living under a rock?).
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It needs to be the focus, not a buzzword. You are right.
Anything that is not decentralized will have to adhere to regulations. As stated, it will still work, just make it more expensive.
That is what regulation does.
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