On the DE_FI stuff you can get up to 12 and even 15% but the liquidity is pretty low so you can be sitting with coins you can't sell so you have to slowly pick your exits.
On chain its around 7.2% or so, but SR's can change that as they feel to attract votes
I would feel more comfortable with 7% on chain which is safe and not ridiculous.
I’ve seen the number of users on those platform is very very low. Bit scary
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Yeah pretty much a wash trading vibe, I've been in the discords too, nothing really going on in their DE-FI space