The 20% APR for HBD deposits in Savings has definitely increased the interest from the community for example a plan to accumulate their own rewards from posts. What makes Hive different from many other places out there is that everyone can get HIVE or HBD even without having to use their own financial capital.
Many users like me for example, have accumulated a fair amount of Hive Power over time but are not willing to Power Down to convert it to HBD, knowing well the possibilities of growing in the near future.
How to get more HBD from your posts?
It has not been confirmed that it is not possible to change this parameter.
But there is an alternative, @reward.app.
What is @reward.app?
Liquid Post Reward
@reward.app is a service that allow users to receive post rewards in liquid form.
By default, post reward is paid half in HBD an half in Hive Power (locked Hive). Authors using @reward.app service receive half of the post payout in HBD and half in liquid Hive (not locked in HP).
By receiving whole payout in liquid form, users are able to instantly use all of the funds. They are free to power it up, invest it in the HIVE ecosystem (hive-engine tokens, splinterlands cards etc.) or simply sell it without need to wait 3 months period of power-down.
Okay, after 7 days then we will receive 50% of our rewards in HBD and the rest in HIVE. Now we can easily convert HIVE to IBD through conversion (takes about 3.5 days) or directly on the internal market (option indicated for small quantities).
We accelerate the quantity of HBD in Savings and we will help to increase the supply of the stablecoin!
Guide to @rewards.app: https://peakd.com/hive/@reward.app/reward-app-quick-gude
@tipu curate
Upvoted 👌 (Mana: 34/44) Liquid rewards.
Yep, I've gotten a few payouts from this service and I have to say it's nice getting some liquid funds instead of locking up half for 13 weeks. I understand the reason for it all but in terms of time sensitive things like building HBD liquidity that 50/50 split plus 13weeks is a real road block.
Posted Using LeoFinance Beta
Interessante! Non conoscevo questa funzione e credo che ne farò uso (per poi fare comunque power up, magari dividendo 50% + 25%+ 25%, dato che questo è il mio stipendio per fare la spesa al supermercato😁).
!lolz