I am seeing a lot of advertisements of bonds investment where you can get 9 to 11% yearly income. Now bonds are relatively safe investment and you can expect it as a passive income or we can say it as a monthly income. Along with that I am also running the ETF Shop from which you can earn monthly income. And I am getting around 10 to 12% yearly incomr from it.
Now the question is which one is good for you and which one gives more month income. Simple thing is that if you expect that monthly income should be exact and you should use that for your personal expense than Bonds investment is better because then you can expect it a continous monthly income and a fixed amount. This is because bonds give you fixed monthly income. Butbin case of ETF, some months are great whereas some months are not so great. And that's why you cannot use it as a monthly income.
If you want higher income, then ETF monthly income is better. Because it will give you higher returns as well as the taxes in ETF shop is much lesser than the Bonds. Bonds are like a debt instruments where the returns are as per your income slab. So if you are in 30% slab, bonds doesn't make much sense because you will easily get half of what you will get from ETF shop.
So there are multiple things which effects your decision whether to go with Bonds or ETF Shop. You can watch the video to know more about it. I feel you can have both the options as your convenience to get best of both worlds. Because both are good options for passive income or monthly income. As of now I am only using the ETF shop for it.
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How about REITs?