My first reaction is that it feels like a 'desperation' move just copying the 20% of anchor and recently Near protocol who introduced their stable coin. I'm don't think 20% is healthy and sustainable and don't like the idea of returns just coming from coins printed out of thin air as inflation. While it's might work in the short term, long term it is bound to create problems.
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I think 15% is a more sensible move - it can always be changed back!