Interesting thoughts. Now I am busy calculating my relative safety buffer.
It turns out interestingly that the funds that I am saving up for my house provide me with good confidence in the future. Assuming that the purchase is made, the pillow will disappear. So the question arises, is there any point then buying your own home :)?
This is the question many will ask. Owning property is great, as long as you aren't forced from your land. In some way, I think if all one can own is a house, it might be better to own something else instead. Hard to say though.