So it’s a double edge sword. I think the true solution is decentralization, but we are not there. If things are centralized we need oversight because the concentration of prower makes people do what’s best for them at all costs. Without oversight these people will game the system.
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There is a population that is out for themselves. In fact we are all. However, some of these people have no problem hurting others. I don't want you to loose money so I make it. That's why i'm torn trading options.
Sounds like you have your own issues with hive. I would say people look out for themselves, but also each other. If you don't like this system leave or get a bigger stake to change it.