UST was 20% APR and a lot of people started to use it due to the APR.
I am always looking for good APRs to stablecoins since I like to have a passive income in stable to be able to do my buys without need to use FIAT money.
If HDB APR be 20% like UST I will move my funds to Hive and I will forget other chains to stablecoins stake.