If there’s one thing you’ll often come across in investment advice blogs or articles, it’s the strategy called Dollar-Cost Averaging (DCA). I’m sure you’ve probably heard of it before, I had too. However, when I first read about this strategy, I was a bit doubtful about whether it was actually a good one. The idea of investing a fixed amount of money into an asset, or into a token/coin in the case of crypto, on a regular basis didn’t seem to make much sense to me at first.
But as I continued researching and learning more about this approach, I realized that it’s actually very applicable here on Hive, especially for someone who wants to start their investment journey on the platform.
created using Sora
I’ve found that DCA is a powerful strategy for accumulating or stacking tokens in a consistent, non-aggressive way. Let me show you how it works using the price movement of the $HIVE token over the past three months.
Let’s say you started buying Hive tokens at the beginning of August 2025. A reasonable DCA plan for Hive would be to invest $100 worth of Hive every week.
As you can see in the chart, Hive’s price has been quite volatile over the past three months, trending downward overall. Of course, we couldn’t have predicted this movement three months ago, which is why the strategy involves buying regularly, regardless of the token’s price.
In this example, we’re buying $100 worth of Hive every week from August 1, 2025, to October 30, 2025.
So, let’s break it down:
3-month price picture
Trend: steady downtrend with lower highs/lows.
Rough ranges by month (from the chart):
- Aug ≈ $0.20–0.22 (avg ~$0.205)
- Sep ≈ $0.17–0.20 (avg ~$0.185)
- Oct ≈ $0.12–0.15 after the dump (avg ~$0.135)
Current price on your screenshot: $0.1233.
Bias: still weak, bounces likely to stall under $0.15–0.16 unless demand improves.
If you invested $100 every week for ~3 months (13 weeks)
I approximated weekly prices by month (4 weeks Aug @ $0.205, 4 weeks Sep @ $0.185, 5 weeks Oct @ $0.135).
Total invested: $1,300
Estimated HIVE accumulated:
- 4×$100 / 0.205 ≈ 1,951 HIVE
- 4×$100 / 0.185 ≈ 2,162 HIVE
- 5×$100 / 0.135 ≈ 3,704 HIVE
- Total ≈ 7,817 HIVE
Average cost per HIVE (cost basis): ~$0.166
Value today at $0.1233: ~$964
Unrealized P/L: ~–$336 (–26%)
What price do you need to break even?
- About $0.166 (your average cost).
Quick “what-if” value of your ~7,817 HIVE
- At $0.15 → ~$1,173
- At $0.18 → ~$1,407
- At $0.20 → ~$1,563
So, now what?
Of course, at the current price, there’s no point in selling at a loss, and it’s frustrating to just let your tokens sit idle on an exchange or in a wallet doing nothing, right? So, let’s think of a way to make them grow. The most obvious approach is to stake them, convert them into Hive Power, and use that for curation.
Let’s say you’re able to maintain daily curation activity and consistently use your full voting power, 10 votes at 100 percent, on good content.
On average, you can expect around 8% APR from curation rewards, plus an additional 3% from staking rewards. Now, if you decide to take a long-term approach and continue curating consistently for the next four years, let’s calculate how much your stake could grow over that period.
Awesome... adding the extra 3% staking to your 8% curation makes the APR ≈11%.
Using your starting balance ~7,817 HP (from $100/week for ~13 weeks), and compounding rewards back into HP:
Compounding weekly (realistic):
- End Yr 1: ~8,725 HP
- End Yr 2: ~9,738 HP
- End Yr 3: ~10,869 HP
- End Yr 4: ~12,132 HP
(For reference: annual compounding ≈ 11,867 HP; continuous ≈ 12,138 HP. Weekly is essentially the same as continuous.)
So after 4 years at ~11% APR, your Hive Power would grow from ~7,817 → ~12.1k HP — about +55% more HP.
In the end, Dollar-Cost Averaging isn’t just about timing the market, but about building discipline and consistency over time. By combining DCA with staking and active curation, you can steadily grow your Hive Power while supporting the community. It’s a simple, sustainable strategy that rewards patience and long-term commitment... the real keys to success in crypto investing.
click here ⏩ City Life Explore TikTok Page 🎦
Hive price is low so this is good time to grab more Hive and DCA is a good strategy to accumulate
You can also Share your YouTube s on Hive and earn an extra $1000 a day … forever …. Not just 7 days.
Absolutely, this kind of market is perfect for accumulating more Hive through DCA, patience pays in the long run. 🚀
Compounding is a great way to grow! Also when you are DCA-ing you are much more likely to catch the bottom and accumulate a lot more.
Exactly, that’s one of the best parts of DCA... it takes the guesswork out and helps you stack more at the lows. 💪
Good advice indeed!
I've been DCAing Bitcoin & gold for years now and finally it's getting to be a big pile, at least for me.
Even though I choose not to buy Hive due to my prediction we'd go below teens by end of 2025 I did trade time & effort to earn 4300 HP in 2025 so far and probably 500 plus HBD. I personally trade my HBD for bitcoin past 4 years, a move that had widely worked out, but HP I keep abs stack. There's many ways to DCA. Luckily I can use that cash I didn't buy extra Hive with to buy now way way lower. !LADY !PIZZA
Thanks for checking it out! 😊🐝
It is really crazy how things can compound. Just build bit by bit and it will slowly compound to something very substantial.
Totally agree, small consistent steps can lead to big results in the long run. That’s the power of compounding!
I spent the past 4 years DCAing
But only Bitcoin & Gold. At least direct buying with cash. However I did DCA HP via effort time spent! !LADY !PIZZA
That’s awesome, DCA through both effort and investment really shows dedication, and your strategy clearly works. 💪💰
View or trade
LOHtokens.@geneeverett, you successfully shared 0.1000 LOH with @curamax and you earned 0.1000 LOH as tips. (4/12 calls)
Use !LADY command to share LOH! More details available in this post.
!PIZZA
!INDEED
!HOPE
!LOLZ
lolztoken.com
A broom closet.
Credit: reddit
@curamax, I sent you an $LOLZ on behalf of cryptoyzzy
(2/10)
NEW: Join LOLZ's Daily Earn and Burn Contest and win $LOLZ
Appreciate the support, cheers! 🍕😄
$PIZZA slices delivered:
cryptoyzzy tipped curamax
geneeverett tipped curamax
@geneeverett(11/20) tipped @seattlea
Come get MOONed!
I have had everything downvoted to zero on Hive since 2021 for no reason at all but still earn over $ 100 USD a day from HBD in savings … so many ways to earn in Hive. I also get millions of views on my YouTube videos shared here on Hive so that’s an extra $1,000 a day. It’s a very good Retirement . Thanks to Steemit Hive and Blurt… since 2017.
That’s impressive, you’ve really built multiple income streams through Hive, and your persistence clearly paid off. 🔥
It’s such a smart and steady way to grow Hive tokens without stressing over market ups and downs. Combining it with staking and curation makes the strategy even stronger. Consistency really is the key in the long run.
Exactly, steady and consistent growth beats chasing pumps every time, combining DCA with staking and curation really builds strength over time. 💪🐝