The thing you also have to remember is the interest rate can change at a moment due to demands so it can go back down with any crypto. that being saided it one of the better saving options i can find as most long term savers offer between 2-9% for most cryptos so i do believe HBD saving is an unique saving goal to say the least
It might not stay at that level forever but while it is I'm going to take full advantage.
Most of the stables that i have seen are less than 6% so this is a great opportunity to save while the going is good.
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