I cant really tell about the 20%, will it change or remains the same, since it is not a one person deccison, so everything can happen. In order to have any predictibilty for the interest rate, there needs to be rules in code, amd I'm not sure what those will be
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i'm agree 100% with you, its imprevisible the % ,I'm also following the graph of active users, this indirectly impacts hbd as well, hive is going through a period of transformation, I hope this is the moment when we will be able to develop and populate the communities within it more, thanks for the answer