Mobile banking in our country is bringing in much juicy ROIs. Range of 15 to 20% annually although many don't still really trust them as they are assumed new waves. Long Standing ones are still paying that 3-5% range which always requires huge capital. And yes, HBD is a good opportunity too. Even holding reputable platform tokens like you've mentioned are advantageous, atleast, when price drops you can settle for dividends. A good writeup friend.
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