if you wish to hang your life upon fiat currencies, depression may end your life too soon. What you are even calculating seems fair. I tell you there are some parts of the world that have experienced this ten years inflation withing four years.
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I agree. So 5% is a conservative figure. Due to the speed of transaction and increased interaction around the world, the faster pace of life could means that we live through way more than 10 years in 10 chronological years.