There will always be an expert around with an opinion, some are just louder than others and sometimes the experts think they know but actually the information is only partially true.
I am now hooked on both Splinterlands and INDEX. I am working to increase my holding in both. The two are tied together since the largest holdings in INDEX are Splinterland assets. I agree in growing the INDEX SPS to the largest amount possible so that the passive income paid later is of a larger amount. Since I am growing my INDEX holdings, I will be entitled to more of those passive earnings than I would be now if you had started paying them out at the beginning.